Dave Ramsey

by | Dave Ramsey

 A Great Teacher Everyone is equipped with a gift and Dave Ramsey is using his gift of teaching to its fullest potential. He experienced a very tough financial time in his life, learned from it, and is now helping others through the same difficult decisions that he...

Negotiate

by | Negotiate

Welcome to Snowden Negotiating Tactics 101 Did you know the price of most items can be negotiated? Discounts almost always exist, you just have to ask. Let me begin by saying negotiating was a really uncomfortable skill for me to learn. However, once I learned what...

Generate Cash

by | Generate Cash

How to Generate Cash There are two ways our household generates extra cash: goods and services. Both are great options when you need to make some extra cash and neither requires much effort! Goods: Most of us have too many things around our house. Things that have...

Pay Cash

by | Pay Cash

Pay Cash In Emotionally Spent, I discuss how paying cash was key to our success in becoming debt free. We took Dave Ramsey’s advice, pay cash for everything, very seriously. We literally paid cash for every purchase…for 3 years. We had over 30 cash...